Terms and Conditions

Last updated: October 15, 2026

These Terms and Conditions apply to your use of triplejgroupofcompanies.com (the "website"), operated by Triple J Group of Companies ("Triple J", "we", "us") in Dubai, United Arab Emirates. By using the website, you agree to these terms. If you do not agree, please do not use the website.

1. About the website

The website gives information about the Triple J brands: Triple J Finance Broker, Koleksyon by Triple J, JE Kikay, Jasim Mohamed Sulaiman Tailoring, Flora by Triple J and Haraya by Triple J. It lets you contact us and read our articles.

2. Information only, not professional advice

Articles and pages on this website are general information. They are not financial, legal, medical or other professional advice, and they do not take your personal circumstances into account. Speak to a qualified professional before making decisions based on them.

3. Finance brokerage services

Triple J Finance Broker offers brokerage and financial consulting. It is not a lender and does not approve loans.

Every lending decision, rate, fee and term is set by the lender in its own Key Facts Statement and contract, which you should read before signing. Nothing on this website is an offer of credit or a promise of approval.

4. Products and orders

Haraya by Triple J products shown on this website are ordered through the Haraya by Triple J Facebook page. Product descriptions, availability and any prices are confirmed when you order. Orders for flowers, tailoring and clothing are agreed directly with the relevant Triple J brand.

Nothing in these terms limits the rights you have as a consumer under Federal Law No. 15 of 2020 on Consumer Protection or under Federal Decree-Law No. 14 of 2023 on Modern Technology-Based Trade.

5. Using the website

You agree not to:

• use the website for any unlawful purpose or in breach of UAE law, including Federal Decree-Law No. 34 of 2021 on Countering Rumors and Cybercrimes;
• send false, offensive or misleading information through our forms;
• try to gain unauthorized access to the website, its server or any connected system;
• copy, scrape or reuse the website's content for commercial purposes without our written permission.

6. Intellectual property

The Triple J name, brand names, logos, text and design of this website belong to Triple J Group of Companies or are used with permission. Some photos are licensed from third parties. You may view and share pages for personal, non-commercial use, but you may not reproduce them without our written permission.

7. Links to other websites

The website links to third-party websites, such as the Haraya by Triple J Facebook page and official sources quoted in our articles. We are not responsible for the content, availability or privacy practices of those websites.

8. Accuracy and availability

We work to keep the website accurate and up to date, but rules, requirements and product details can change. We do not promise that the website will always be available or free of errors, and we may change or remove content at any time.

9. Limitation of liability

To the extent permitted by UAE law, Triple J is not liable for any loss arising from your use of, or reliance on, the website or its content. Nothing in these terms excludes liability that cannot be excluded under UAE law.

10. Privacy

Our Privacy Policy explains how we handle personal data you send through the website.

11. Governing law and disputes

These terms are governed by the laws of the Emirate of Dubai and the federal laws of the United Arab Emirates. Any dispute relating to the website will be subject to the jurisdiction of the courts of Dubai.

12. Changes to these terms

We may update these terms from time to time. The date at the top shows when they were last changed, and continuing to use the website means you accept the updated terms.

13. Contact us

Questions about these terms can be sent to contact@triplejgroupofcompanies.com or through our contact page.